3, auto finance consumer company loans
1, auto consumption loans
2, credit card installment purchase:
It is learnt that the bank loan fees for 3% of the car, usually at around 10 thousand yuan, while the approval of more convenient car financial institutions, 4S stores, its fees standards are relatively high.
Do you know how many years it takes to borrow a car loan? If you don’t know, let’s take a look at the car loan and make a few more loans.
How much is the Commission on car loan?
Car loans more than a few years loan
Auto finance consumer company loans, loans for a long period of 5 years.
In this way, bank approval is more stringent, generally need to provide proof of property, or need to provide property as collateral, its interest rate is higher, usually the benchmark interest rate, or go up 10%. But it can loan higher, generally can reach 7 of car prices into, and some banks such loans amount to 100~150 million, the loan for a long duration of 5 years. However, some banks require only 3 years of loans, such as construction bank and Minsheng bank.
There are three main ways of car loan, one is bank personal consumption loan, two is credit card installment, and three is automobile finance consumer company loan. Different loan methods, the loan period of the car loan provisions are different.
This loan application process is relatively simple, as long as the good credit, good qualifications, you can apply for a phased purchase. At present, the bank for credit card installment purchase is generally not charged interest. Credit card installment, the loan period is 3 years. Credit card installment installments for 6, 12, 24 and 36, the first phase is one month. The amount of installments can reach 200 thousand.
The above is a small series for you to introduce the car loan more than a few years of specific content, and now we should know, and I hope the small answer can help everyone.
In general, the loan to buy a car, due to the need for vehicle mortgage, insurance procedures, so the loan to buy a car, including the main fees for strong insurance, vehicle and vessel tax, commercial insurance and licensing fees. Commercial insurance has no mandatory rules, but 4S stores often require buyers to buy it. Of course, the specific loan to buy a car fee standard is how much, or by the form of , regions and models and other factors decided.
Original article, reprinted please note： ReprintLOAN
The link address of this article: Do you know anything about the car loan?