Last year, the Bank of Xi’an small and micro enterprises loans 16 billion 802 million yuan

The report shows that by the end of 2016, the NPL ratio of Xi’an banks was controlled at 1.28%, the provision coverage rate was 202.45%, and the loan provision ratio was 2.58%. At the same time, according to the new regulatory requirements, effectively on the table, internal and external assets, proprietary and Valet assets conducted risk investigation and prevention and control, in the market liquidity tight sensitive period, maintain a smooth flow. Strengthen operational risk monitoring, analysis and verification, as well as violations of multiple links, the case prone areas of integrated governance, internal risk exposure is still at a relatively low level.
Mentioned in the annual report, the Bank of Xi’an to improve small and micro enterprises financial services, the realization of the “three no less than” target, the end of small and micro enterprises loans 16 billion 802 million yuan, an increase of 15.56%, accounting for 17.29% of all loans. The Bank of Xi’an on science and technology small and medium-sized enterprises as the key to investment loan linkage pilot as an opportunity to focus on the characteristics of enterprise development, carry out the system innovation, product innovation, combined with government, Guarantee Corporation, insurance, venture capital and other resources, the construction of science and technology financial ecosystem, to increase the science and technology Small and micro businesses support.
In the service entity economy, by the end of 2016, the company’s loan balance reached 96 billion 977 million yuan, an increase of 11 billion 496 million yuan, an increase of 13.45%. In the launch, the outstanding support of advanced manufacturing, modern service industry, culture and strategic emerging industries and other dominant industries.
On the other hand, the company continued to strengthen the “three go” and excess capacity industry financing regulation, iron and steel, coal, cement industry loans continued to decline, the loan structure continued to optimize.
Bank of Xi’an 2016 annual report shows that during the reporting period, the company achieved after tax net profit of 2 billion 9 million yuan, an increase of 23 million yuan, an increase of 1.16%, earnings per share reached 0.50 yuan, the performance of a smooth performance. At the same time, the company in lending, highlighting the support of emerging industries, to strengthen the industry overcapacity loan management, and promote the optimization of the bank loan structure.
Last year, the Bank of Xi’an in the face of continued downward macroeconomic, financial disintermediation, interest rate market, the financial impact of the Internet and other difficulties, strictly control the cost and risk of mining, the traditional business growth potential, rely more on innovation and transformation, improve the profit growth pattern. During the reporting period, the company achieved a net profit of 2 billion 9 million yuan after tax, the capital profit margin and asset profit margin were 13.29% and 0.94%, respectively, earnings per share of 0.50 yuan, investor returns remained stable.

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