Now the small
First, if the loans for small businesses, is to prepare some materials such as important documents, the legal representative of the identity card, home address, business license, business office space lease contract or certificate of real estate property, special operating permit. Loan this matter and personal and company’s credit is closely linked, the good credit company or individual, the loan amount will be relatively high, the flow is relatively simple, loan time may be extended. If the credit is tainted individual, the loan amount will be relatively low, the process is relatively complex, the loan time will be relatively low pressure. When lending, we should also provide the latest three months of public water flow, as well as reflect the personal banking flow of enterprises, mainly to look at the operating conditions and credit status of enterprises. There are also some identification documents such as the guarantor’s identification.
Enterprise loans are mainly used for fixed assets purchase and construction, technical transformation and other large long-term investment. What about small business loans?
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