1, with a flexible: the period stipulated in the contract and the amount, with the loan, that is, no longer need to individually for approval;
3, long term: loan period up to 5 years;
Industrial and commercial bank personal consumption loan product characteristics: People’s comprehensive consumption loans have a wide range of consumer use, higher loan amount, longer loan period and so on.
So big, so we choose their own right ~!
2, the guarantee method is diverse, may use pledge, mortgage, mortgage, guarantee, guarantee, guarantee way or credit way.
Industrial Bank personal consumption loan product characteristics:
4, a wide range of uses: to meet the borrower in travel, decoration, fitness, purchase consumer goods and other consumer capital needs.
China Merchants Bank personal consumption loan product characteristics: according to customer demand distribution. The sum of the sum of each loan shall not exceed the amount of the approved loan, and the time limit for each loan shall be the same as the repayment form.
1, the individual comprehensive consumption limit, the credit period up to 10 years. If the amount of the quota is repeatedly used, within the period of the credit, the amount that has been used will be restored after the repayment of the loan.
3, the use of a variety of loans, can be used for study abroad, housing decoration, travel, large consumer durables or other personal or household consumption.
2, guarantee various: accept pledge and mortgage two ways guarantee;
Huaxia Bank personal consumption loan product characteristics:
Now, many banks have launched consumer loans for car purchases, study abroad, decoration and travel. Then, which bank is better for consumer loans?
Original article, reprinted please note： ReprintLOAN
The link address of this article: Which bank is stronger for consumer loans?
Post Footer automatically generated by wp-posturl plugin for wordpress.